Subscription Rebates

Modified on Tue, 23 Jun at 2:55 PM

Your guide to saving up to 50% on the services you already use.

What are subscription rebates?

Wirex One members at Premium tier and above get 50% back on selected premium digital subscriptions. Pay for an eligible service with your Wirex One card, and at the end of each month Wirex refunds half the charge directly to your account.

The rebate is permanent — it applies every month for as long as you hold your tier. There is no expiry window or promotional period.

How it works

Pay with your card

Use your Wirex One card (virtual or physical) to pay for an eligible subscription.

Auto-detected

Wirex identifies the charge via merchant matching — no action needed.

Rebate credited

At month-end, 50% is credited to your account in USD (GBP for UK).

Every month

Automatic and permanent — repeats as long as you hold your tier.

Wirex One card payment required. Other payment methods are not eligible.

Eligible services

Each service has a cap based on the standard individual plan price. If you are on a higher-priced plan (e.g., a family plan or premium tier of the service), the rebate is calculated on the standard plan price only — not the amount you actually pay.

Global model (USD)

Service	Standard plan	50% rebate	Premium	Elite	Private	Bespoke
Uber One	$10/mo	$5	Yes	Yes	Yes	Yes
ChatGPT Plus	$20/mo	$10	—	Yes	Yes	Yes
Claude Pro	$20/mo	$10	—	—	Yes	Yes
Perplexity Pro	$20/mo	$10	—	—	Yes	Yes
Whoop	$30/mo	$15	—	—	—	Yes
Bloomberg Digital	$35/mo	$17.50	—	—	—	Yes
Financial Times	$40/mo	$20	—	—	—	Yes

UK model (GBP)

Service	Standard plan	50% rebate	Premium	Elite	Private	Bespoke
Uber One	£8/mo	£4	Yes	Yes	Yes	Yes
ChatGPT Plus	£16/mo	£8	—	Yes	Yes	Yes
Claude Pro	£16/mo	£8	—	—	Yes	Yes
Perplexity Pro	£16/mo	£8	—	—	Yes	Yes
Whoop	£24/mo	£12	—	—	—	Yes
Bloomberg Digital	£28/mo	£14	—	—	—	Yes
Financial Times	£32/mo	£16	—	—	—	Yes

"Yes" means the rebate is available at that tier. A dash means the service is not included at that tier — upgrade to unlock it.

Maximum monthly rebate by tier

	Premium	Elite	Private	Bespoke
Global (USD)	$5	$15	$40	$87.50
UK (GBP)	£4	£12	£32	£70
Annual value	$60 / £48	$180 / £144	$480 / £384	$1,050 / £840

Base-tier members do not receive subscription rebates. Rebates are available from Premium onwards.

Rebate examples

Premium member with Uber One — You pay $10/month for Uber One using your Wirex One card. At month-end, Wirex credits $5 to your account. Net cost: $5/month.
Elite member with Uber One + ChatGPT Plus — You pay $10 for Uber One and $20 for ChatGPT Plus, both on your Wirex One card. Month-end rebate: $5 + $10 = $15. This is the Elite maximum.
Private member stacking four services — Uber One ($5) + ChatGPT Plus ($10) + Claude Pro ($10) + Perplexity Pro ($10) = $35/month in rebates. Your tier maximum is $40, so all four are paid in full.
Bespoke member using everything — Uber One ($5) + ChatGPT Plus ($10) + Claude Pro ($10) + Perplexity Pro ($10) + Whoop ($15) + Bloomberg Digital ($17.50) + Financial Times ($20) = $87.50/month. That is $1,050/year back on services you already use.

Which tier am I on?

Global model (all markets except UK)

Tiers are determined by your WPAY holding as a percentage of your total Wirex One portfolio, or by total balance for Elite+ users who prefer not to hold WPAY.

Tier	WPAY path	Balance path (Elite+ only)
Premium	$500+ balance, 1%+ WPAY	—
Elite	$2,500+ balance, 3%+ WPAY	$50,000+ total balance
Private	$25,000+ balance, 5%+ WPAY	$100,000+ total balance
Bespoke	$50,000+ balance, 10%+ WPAY	$500,000+ total balance

UK model

Tiers are determined by your fiat and e-money token (EMT) balance only. Crypto, WPAY, and tokenized stocks do not count toward qualification.

Tier	Fiat/EMT balance (GBP)
Premium	≥ £1,000
Elite	≥ £20,000
Private	≥ £40,000
Bespoke	≥ £200,000

How rebates fit into your rewards

Subscription rebates are one of three ways you earn rewards on Wirex One. All rewards — cashback, subscription rebates, and promotional bonuses — feed into a single rewards balance in your account.

Cashback

Card spend

Rebates

Subscriptions

Bonuses

Promos & referrals

→

Rewards balance

Claim monthly

On the global model, your monthly redemption power is linked to your WPAY holdings. The more WPAY you hold, the higher your monthly redemption power. Subscription rebates are subject to the same redemption mechanics as cashback — they flow into your rewards balance and are available to claim up to your monthly limit.

Rules and limits

Wirex One card required. You must pay for the subscription using your Wirex One card. Payments via other cards, bank transfers, or direct debits from other accounts are not eligible.
Per-service cap. The rebate is capped at 50% of the standard individual plan price. If your plan costs more, the rebate is still calculated on the standard monthly price.
One rebate per service per billing cycle. Multiple charges for the same service in one month do not generate multiple rebates.
Tier determines which services, not how much. The discount rate is always 50%. Higher tiers unlock additional services — they do not increase the discount on services already available at lower tiers.
Tier changes. If your tier drops mid-month, your rebate is calculated based on the tier you hold at month-end. A one-billing-cycle grace period applies on tier downgrades.
Cancelled subscriptions. If you cancel a subscription, the rebate stops. Re-subscribing and paying with your Wirex One card restarts the rebate from the next billing cycle.
No retroactive rebates. Only charges made after your tier qualifies for a given service are eligible. Prior payments are not covered.

FAQ

Can I use my virtual card for subscription payments?

Yes. Both your physical and virtual Wirex One card are eligible. As long as the payment is processed through your Wirex One card, the rebate applies.

What if a subscription price increases?

Your rebate adjusts based on the new standard plan price, up to the per-service cap.

Can I get rebates on annual subscription plans?

If you pay annually using your Wirex One card, the rebate is calculated as 50% of the monthly equivalent (annual price divided by 12), up to the per-service cap, and credited monthly.

When will new services be added?

Wirex periodically reviews and expands the eligible services list. New additions are announced in the app.

Are subscription rebates taxable?

Rebates are treated as a discount on services, not as income. Tax treatment may vary by jurisdiction — consult a tax advisor if you are unsure.

Still have questions?

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