How to unlock the next membership level?

Tier upgrades are applied automatically the moment your portfolio value and $WPAY alignment both meet the requirements for a higher tier. No request or manual action is required.

Understanding your current position

The Rewards Matrix in the app shows your current tier alongside your actual portfolio value and $WPAY ratio. This allows you to see precisely what is required to qualify for the next tier and how your current holdings compare.

The two levers

• Portfolio value. Your tier requires your portfolio to meet the minimum portfolio threshold. You can add funds via bank transfer, debit or credit card, Apple Pay, onchain deposit, or by directing your salary to Wirex One.
• $WPAY alignment. Your tier within each portfolio bracket is determined by the share of $WPAY in your portfolio. $WPAY can be obtained by exchanging assets within the Wirex One app. The more $WPAY you hold, the higher the tier you unlock.

Timing of upgrades

Tier eligibility is recalculated daily and following any relevant transaction. Once the requirements for a higher tier are met, the upgrade is applied immediately at the next recalculation.