Your Wirex One card

Modified on Fri, 16 Oct at 5:23 PM

Accepted at millions of locations worldwide, the Wirex One card brings together the best of traditional and digital finance in a single card. Spend your balance anywhere Visa is accepted — in-store, online, or at ATMs — and manage everything from the app.

Wirex One offers three card types to suit how you spend:

Card typeDescription
VirtualAvailable instantly in the app to all users, for online purchases and digital wallets.
PhysicalA plastic card delivered to your door, for in-store and everyday use. Available on the Premium tier and above.
MetalA premium Visa Signature card with top-market benefits and accelerated rewards, exclusively for the Private tier and above.

All three cards are linked to your Wirex One account and can be managed in the app at any time.

What you can do with your card

Your Wirex One card works like any Visa debit card. Make purchases online and in-store wherever Visa is accepted, withdraw cash at ATMs worldwide, and add your card to Apple Pay or Google Pay for contactless payments.

You can also freeze and unfreeze your card instantly in the app, and view your card details, transaction history, and limits at any time.

Virtual card

Your virtual card is available to all Wirex One users and is ready to use as soon as you set it up. Tap Create virtual card in the app and follow the steps.

In some cases, identity verification may be required before your card is issued. See Identity verification for more details.

How to get a Physical card

The Physical card is available to members on the Premium tier and above. If you're eligible, you'll see the option to order it in the app. Not there yet? See Wirex One Membership to find out how to unlock it.

  1. Go to Card in the app.
  2. Swipe to Physical Card and tap Order.
  3. Enter your delivery address and check that it's correct.
  4. Choose your delivery option: Standard or Express.
  5. Confirm your order.
Delivery optionMethodEstimated delivery
StandardLocal post, non-trackableUp to 4 weeks
ExpressDHL Express, trackable2–5 business days

.

Important: Your card needs to be activated before you can use it for purchases. Once it arrives, go to Card in the app and tap Activate.

How to activate a Physical or Metal card

Physical and Metal cards need to be activated before you can use them. Make sure your card has arrived and you have it with you before you start.

Activating your card

1

Open Card

Open the Wirex One app and go to Card.

2

Select your card

Choose the card you'd like to activate.

3

Tap Activate card

Start the activation from the card screen.

4

Confirm receipt

Confirm you have received the card.

Your card is now ready to use for online purchases, ATM withdrawals, and in-store chip transactions.

Enabling contactless payments

Contactless payments aren't available immediately after activation. To enable them, you first need to make one successful chip transaction at a physical store.

Insert your card into a payment terminal, follow the prompts, and complete the purchase. Once this transaction goes through, contactless payments are enabled on your card automatically.

This is a Visa requirement and applies to all Physical and Metal cards, regardless of your membership tier.

Card order limits

Each Wirex One account includes a lifetime allowance of 5 cards across all card types. For per-type limits, see Card benefits.

Every card issued counts towards this total, including closed cards.

Closing a card does not free up a slot in your allowance.

Moving up to a higher tier unlocks Physical and Metal cards. To start using yours straight away, keep a slot free for your new card.

Example: An Elite member with 3 virtual cards still has 2 slots available for Physical or Metal cards when they move up a tier.

FAQ

Can I have more than one card?
Yes. You can hold a Virtual, Physical, and Metal card at the same time. Each has its own card number and can be used independently.
How many cards can I hold on my Wirex One account?
Each account has a lifetime allowance of 5 cards in total. For per-type limits, see Card benefits.
The 5-card limit applies to your total across all types, not to each type separately. You can mix and match any card types, for example:
  • 1 Metal, 2 Physical, and 2 virtual cards
  • 4 virtual cards and 1 Metal card
  • 5 virtual cards
This limit covers every card you've ever issued on your account, whether active or closed.
Does upgrading my tier give me extra card slots?
No. Your lifetime allowance stays at 5 cards on every tier. Upgrading unlocks Physical and Metal cards, so keep a slot free to order your new card right away. For example, a member who has issued 5 virtual cards before upgrading will have all slots in use.
Can I replace a closed card with a new one?
Closed cards count towards your lifetime total, so closing a card doesn't free up a slot. For example, a member with 4 virtual cards and 1 Physical card still has all 5 slots in use after closing the Physical card.
Can I use my card abroad?
Yes. Your Wirex One card is accepted wherever Visa is accepted globally. See Card limits and fees for information on foreign transaction fees.
What do I do if my card is lost or stolen?
Freeze your card immediately in the app, then contact our support team to report it.
Can I use my card with Apple Pay or Google Pay?
Yes. You can add your Wirex One card to Apple Pay or Google Pay manually through your device's wallet settings.
My card payment was declined. What should I do?
Check that your account has sufficient funds and that the transaction is within your card limits. If the issue persists, contact our support team.
My card hasn't arrived within the expected timeframe. What should I do?
To check your delivery status:
  • Express orders are tracked through DHL. You'll have received a tracking number by email or text.
  • For Standard orders, contact your local delivery provider directly.
If you need further help, our support team is available to assist.
Can I use a delivery address that's different from my registered address?
Yes. You can enter any delivery address when placing your order. Please note that delivery to PO Box addresses is not available.
Does my virtual card need to be activated?
No. Your virtual card is ready to use as soon as it's created. Only Physical and Metal cards require activation.
I activated my card but contactless isn't working. What should I do?
Make sure you've completed at least one successful chip-and-PIN transaction at a physical store. Contactless won't work until this first chip transaction has been processed. If the issue persists after that, contact our support team.
I can't find the Activate card option in the app. What should I do?
Make sure your card has been delivered and that you're viewing the correct card in the app. If the option still isn't visible, contact our support team.
Can I activate my card before it arrives?
No. You need to have your card with you before activating it, as the activation step confirms you've received it.

Still have questions?

Our support team is here to help
Contact support

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