Your Wirex One card
Modified on Fri, 16 Oct at 5:23 PM
Accepted at millions of locations worldwide, the Wirex One card brings together the best of traditional and digital finance in a single card. Spend your balance anywhere Visa is accepted — in-store, online, or at ATMs — and manage everything from the app.
Wirex One offers three card types to suit how you spend:
| Card type | Description |
|---|---|
| Virtual | Available instantly in the app to all users, for online purchases and digital wallets. |
| Physical | A plastic card delivered to your door, for in-store and everyday use. Available on the Premium tier and above. |
| Metal | A premium Visa Signature card with top-market benefits and accelerated rewards, exclusively for the Private tier and above. |
All three cards are linked to your Wirex One account and can be managed in the app at any time.
What you can do with your card
Your Wirex One card works like any Visa debit card. Make purchases online and in-store wherever Visa is accepted, withdraw cash at ATMs worldwide, and add your card to Apple Pay or Google Pay for contactless payments.
You can also freeze and unfreeze your card instantly in the app, and view your card details, transaction history, and limits at any time.
Virtual card
Your virtual card is available to all Wirex One users and is ready to use as soon as you set it up. Tap Create virtual card in the app and follow the steps.
In some cases, identity verification may be required before your card is issued. See Identity verification for more details.
How to get a Physical card
The Physical card is available to members on the Premium tier and above. If you're eligible, you'll see the option to order it in the app. Not there yet? See Wirex One Membership to find out how to unlock it.
- Go to Card in the app.
- Swipe to Physical Card and tap Order.
- Enter your delivery address and check that it's correct.
- Choose your delivery option: Standard or Express.
- Confirm your order.
| Delivery option | Method | Estimated delivery |
|---|---|---|
| Standard | Local post, non-trackable | Up to 4 weeks |
| Express | DHL Express, trackable | 2–5 business days |
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Important: Your card needs to be activated before you can use it for purchases. Once it arrives, go to Card in the app and tap Activate.How to activate a Physical or Metal card
Physical and Metal cards need to be activated before you can use them. Make sure your card has arrived and you have it with you before you start.
Activating your card
Open Card
Open the Wirex One app and go to Card.
Select your card
Choose the card you'd like to activate.
Tap Activate card
Start the activation from the card screen.
Confirm receipt
Confirm you have received the card.
Your card is now ready to use for online purchases, ATM withdrawals, and in-store chip transactions.
Enabling contactless payments
Contactless payments aren't available immediately after activation. To enable them, you first need to make one successful chip transaction at a physical store.
Insert your card into a payment terminal, follow the prompts, and complete the purchase. Once this transaction goes through, contactless payments are enabled on your card automatically.
This is a Visa requirement and applies to all Physical and Metal cards, regardless of your membership tier.Card order limits
Each Wirex One account includes a lifetime allowance of 5 cards across all card types. For per-type limits, see Card benefits.
Every card issued counts towards this total, including closed cards.
Closing a card does not free up a slot in your allowance.Moving up to a higher tier unlocks Physical and Metal cards. To start using yours straight away, keep a slot free for your new card.
Example: An Elite member with 3 virtual cards still has 2 slots available for Physical or Metal cards when they move up a tier.FAQ
Can I have more than one card?
How many cards can I hold on my Wirex One account?
- 1 Metal, 2 Physical, and 2 virtual cards
- 4 virtual cards and 1 Metal card
- 5 virtual cards
Does upgrading my tier give me extra card slots?
Can I replace a closed card with a new one?
Can I use my card abroad?
What do I do if my card is lost or stolen?
Can I use my card with Apple Pay or Google Pay?
My card payment was declined. What should I do?
My card hasn't arrived within the expected timeframe. What should I do?
- Express orders are tracked through DHL. You'll have received a tracking number by email or text.
- For Standard orders, contact your local delivery provider directly.
Can I use a delivery address that's different from my registered address?
Does my virtual card need to be activated?
I activated my card but contactless isn't working. What should I do?
I can't find the Activate card option in the app. What should I do?
Can I activate my card before it arrives?
Still have questions?
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