How to Send Money from Your Account (USD, EUR & GBP)

Modified on Tue, 23 Jun at 2:40 PM

Wirex One gives you multiple ways to send funds from your USD, EUR, or GBP account. Send to a bank account, a debit or credit card, or directly onchain — all from one place.

Your send options at a glance

Send funds from your Wirex One account using the method that works best for you and your recipient.

Bank Transfer (SEPA) — Send EUR currency to any SEPA-supported bank.
Bank Transfer (ACH) — Send USD currency to any US bank account.
Bank Transfer (Faster Payments) — Send GBP currency to any UK bank instantly.
Debit or Credit Card — Send directly to any Visa or Mastercard from your USD or EUR account.
Onchain Transfer — Send USD- or EUR-based stablecoins to any external wallet. No verification required.

Bank Transfer

Send directly to any bank account using the recipient's bank details.

EUR — SEPA (IBAN + BIC) → How to Send EUR via SEPA
USD — ACH (account number + routing number) → How to Send USD via ACH
GBP — Faster Payments (account number + sort code) → How to Send GBP via Faster Payments

Tap Send → Bank Account, select or add a recipient, enter the amount, and confirm.

Debit or Credit Card

Send funds directly to a Visa or Mastercard. The recipient doesn't need a Wirex One account.

→ How to Send Money to a Debit or Credit Card

Onchain Transfer

Send USD or EUR from your account to any external wallet or exchange. Funds leave as stablecoins — no conversion fee. No verification required.

→ How to Send Crypto (Onchain Transfer)

Managing recipients

Save recipient details once and send again in seconds — no need to re-enter anything.

Need help?

Transfer not arrived? → My Transfer Hasn't Arrived
Transfer rejected? → Why Was My Transfer Rejected?

FAQ

Which send methods are available to me?

Available methods depend on your region and verification status. If a method doesn't appear in the app, it may not be available in your country.

Do I need to verify my profile to send?

It depends on the method. Bank transfers and card transfers require a verified profile. Onchain transfers are available without verification.

Can I change the account I'm sending from?

Yes — for bank transfers and card transfers you can switch between your accounts on the Enter Amount screen. For onchain transfers the account is fixed based on the token selected.

Are there any fees?

Fees depend on the method and amount. You'll always see a full breakdown — including any fees — on the Review screen before you confirm.

Why does my transfer show an amber status?

Amber indicates the transfer is currently being processed. The status updates automatically at each stage until the transfer is complete.

How do I check the detailed status of my transfer?

Tap the transaction in your Activity, then tap More to expand the full status timeline — you'll see every stage in real time.

What stages does a transfer go through?

Once initiated, a transfer moves through the following stages: Payment Scheduled → Funds Deducted from Wallet → Transfer Confirmed → Sent to Recipient's Account.

What does it mean if my transfer failed?

The status timeline will show exactly at which stage the transfer failed. Check the reason shown and retry with the correct details, or contact Wirex One support if the issue is unclear.

What does it mean if my transfer was rejected?

A rejection can occur at any stage — on Wirex One's side or the recipient's bank. The timeline will indicate where the rejection happened, making it easier to understand next steps.

Will I be notified when my transfer is complete?

Your Activity updates automatically once the transfer reaches its final status. Tap the transaction at any time to see the latest stage.

Still have questions?

Our support team is here to help

Contact support