How to Withdraw Funds from Your Earn Account
Modified on Tue, 23 Jun at 3:00 PM
Withdrawing funds from your Earn Account is simple — though the process differs slightly depending on whether you have a Flexible or Fixed account.
Withdrawing from a Flexible Earn Account
- Go to the Earn tab and select the Earn Account you'd like to withdraw from.
- Tap Withdraw.
- Enter the amount you wish to withdraw and confirm.
- Funds will be transferred to your regular currency account.
You can withdraw your full balance or just a portion. If you make a partial withdrawal, interest will continue to accumulate on the remaining balance. If you withdraw your entire balance, interest will stop and any unpaid interest for that day will be forfeited.
Withdrawing from a Fixed Earn Account
Withdrawals from a Fixed Earn Account are not available until the term ends. Your funds are fully locked for the duration of the selected term (e.g. 1, 3, 6, 12, or 24 months).
Once the term expires, what happens next depends on your Automatic Renewal setting:
- Automatic Renewal on — your account will automatically renew for the same term. To withdraw, make sure to disable Auto-Renewal before the term ends.
- Automatic Renewal off — your account will automatically convert to Flexible, and you can withdraw just like any Flexible account.
To withdraw from a Fixed account after the term ends:
- Ensure Automatic Renewal is off in your account settings.
- Wait until your fixed term ends.
- Your account automatically switches to Flexible.
- Tap Withdraw, enter the amount, and confirm.
Important: Early withdrawals are not possible with Fixed Earn Accounts. You can view the exact unlock date in your account details.
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